KorSmishing Explainer: A Korean-centric LLM-based Framework for Smishing Detection and Explanation Generation

AbstractTo mitigate the annual financial losses caused by SMS phishing (smishing) in South Korea, we propose an explainable smishing detection framework that adapts to a Korean-centric large language model (LLM). Our framework not only classifies smishing attempts but also provides clear explanations, enabling users to identify and understand these threats. This end-to-end solution encompasses data collection, pseudo-label generation, and parameter-efficient task adaptation for models with fewer than five billion parameters. Our approach achieves a 15% improvement in accuracy over GPT-4 and generates high-quality explanatory text, as validated by seven automatic metrics and qualitative evaluation, including human assessments.